Senior Financial Planning Analyst in Irving, TX at Cottonwood Financial

Date Posted: 11/30/2020

Job Snapshot

Job Description


Reporting to our CEO, the Senior Financial Analyst is responsible for the FP&A function that will drive the company’s business performance by providing high quality decision support to the executive team. Accounting typically looks backward. This Financial Analyst must look forward, sideways, diagonally, upward, downward, and multi-dimensionally. This is a great opportunity for a results-oriented self-starter, who is confident in defending his/her critical thinking, to engage with and influence top management teams. The Senior Financial Analyst is based at our Administrative Office (HQ) in Irving (Las Colinas), Texas.


  • Forecasting
  • Strategic Planning
  • Management Reporting
  • Financial Analysis
  • Capital Planning
  • Develop highly-complex, multi-level models (e.g., new products, new markets, new business)


  • Bachelor’s degree in finance, economics or related field
  • 4+ years of finance experience
  • Financial model builder/creator - doer (build from ground up)
    • Scenarios - how do different levers interact within the model
    • Assumptions - excellent with documentation
    • Multiple dependent variables
    • Testing/Back testing
  • Advanced user of Excel (Power BI a plus)
  • Experience using SQL to query a database
  • Microsoft suite
  • P&L reporting
  • Sensitivity Analysis
  • Cash Flow Analysis
  • Curiosity in all aspects of business and processes
  • Building reporting packages managing both financial and non-financial metrics
    • Accounting
    • Other business units
  • Flexible, quick and adaptive
  • Business acumen (not just a numbers cruncher) with an understanding of accounting, finance theory, data sources and definitions, modeling, creative problem solving and the economics of the business
  • Ability to prepare reports and/or make presentations
  • Ability to synthesize information to create conclusions, alternatives and recommendations
  • Local (Dallas/Fort Worth area) candidates only - no relocation
  • Must be currently authorized to work in the United States without sponsorship and not require sponsorship in the future


  • Master of Business Administration (MBA)
  • Chartered Financial Analyst (CFA)
  • Certified Public Accountant (CPA)
  • Financial Services and/or Multi-Unit Retail experience


  • Annual salary of up to $165,000


  • Medical, dental, and vision
  • Voluntary life/ AD&D
  • Short-term & long-term disability
  • 401K with company match
  • Paid vacation, holidays, and sick time
  • Paid maternity, paternity, extended medical leave, and jury duty
  • Corporate discount program on personal cell phone accounts with select providers
  • Business casual work environment

About Cottonwood

Founded in 1996, Cottonwood Financial is one of the largest privately held retail consumer finance companies in the United States. We have zero debt, have been profitable every year since inception, and our growth is funded entirely through internally generated capital. Headquartered in Irving (Las Colinas), Texas, we have company-owned locations, under our Cash Store brand, across the country. Through this national brick-and-mortar footprint, we provide best-in-class customer service and offer an innovative mix of financial products and services to our customers.

We have been named several times to the Inc. 5000 list of America’s fastest-growing private companies, as well as to the Dallas 100 list of the fastest-growing private companies in North Texas.